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Michael P Pugh, MAI 
Certified General Real Estate Appraiser 
Maryland: 04-29481
West Virginia: CG-614
As the owner of Pugh Real Estate Group, LLC, Michael Pugh has more than 14 years of real estate appraisal experience and nearly 20 years of mortgage industry experience with both Fannie Mae and Freddie Mac. Michael is a member of the Appraisal Institute and holds a certified general license in the state of Maryland & West Virginia. He earned a BA Degree in Political Science from Auburn University and an MBA from Mount Saint Mary’s University. Michael is experienced in a wide range of real estate valuation and consulting including expert witness testimony.

(301) 898-1178 ext. 102 
Cell: (301) 639-9198 
Cara Keys
Certified General Real Estate Appraiser 
Maryland: 04-32106
West Virginia: CG-616
Cara Keys is a Maryland & West Virginia Certified General Appraiser with over seven years experience in the field.   As a Jefferson County resident, she is the head appraiser for our office serving the Eastern Panhandle of West Virginia.   She is a third generation Pugh Appraiser with a passion for Real Estate.  She is experienced in a wide range of commercial and agricultural properties.  She holds a BA in Communications from the University of Maryland, College Park.   Cara has been a Rotarian for six years and is a current member of the Shepherdstown Rotary Club.  
Preferred Contact:  (240) 367-5152
Office Line: (301) 898-1178 ext. 103


Janine Pettay 
Certified General 
Maryland: 04-32377
Janine is a Maryland Certified General Appraiser with six years’ experience in the field. Prior to joining Pugh Real Estate Group, she had over 10 years’ experience in the chemical industry. She earned a BS Degree in Chemical Engineering from The University at Buffalo. Janine has been an active member of local PTA’s and a Girl Scout troop leader for over eight years. She has a wide range of real estate valuation experience in commercial properties throughout central and western Maryland.  

Cell: (281) 380-9005
Preferred Contact: Office Line: (301) 898-1178 ext. 104